My Real Budget
Transparency & Security

Privacy Policy

Last Updated: October 2026 • Effective Date: October 2026

At My Real Budget (accessible at myrealbudget.com), your financial privacy is our foundational commitment. We believe your personal money calculations should remain yours alone.

Privacy at a Glance

100% Local Storage:Your income and expense numbers are processed and saved solely within your device's browser localStorage.
No Account Required:You never need to provide passwords, financial account credentials, or connect bank feeds.
Zero Data Selling:We do not sell, rent, monetize, or broker personal financial data under any circumstance.

1. Local Storage Architecture

All calculations within our General Budget Planner, 50/30/20 Calculator, and Zero-Based Planner take place entirely on the client side. Data saved into localStorage remains strictly on your device.

2. Information We Do Not Collect

We do not collect banking credentials, account balances, credit card details, government identification numbers, or precise geo-location data.

3. Information We May Process

When you voluntarily send a message through our contact form, we process your name, email address, and message text solely to respond to your request.

4. Analytics & Cookies

We employ minimal, privacy-respecting aggregate analytics to assess aggregate website traffic and page performance without profiling individual users.

5. Your Rights and Data Deletion

You can wipe all saved budget data at any time simply by clearing your browser cache and localStorage, or by using the in-app "Reset Defaults" buttons.

6. Contact for Privacy Concerns

If you have questions regarding this Privacy Policy, please email us at [email protected].